Current Savings Rates
Rates effective as of
June 30, 2008
| CERTIFICATE
SPECIAL |
NOMINAL RATE |
APY* |
|
Not offered at this time
|
|
|
| ACCOUNT
TYPE |
NOMINAL
RATE |
APY* |
| Regular Shares |
0.35% |
0.35% |
| Christmas & Vacation Clubs |
0.35% |
0.35% |
| IRA Shares |
0.35% |
0.35% |
| Share Drafts (No Charge) |
Free |
Free |
| *APY is the Annual Percentage Yield. |
|
| ACCOUNT TYPE |
NOMINAL
RATE |
APY* |
| Share Certificates - $500.00 Minimum
|
|
6 Months
|
2.62% |
2.65% |
|
1 Year
|
2.72% |
2.75% |
| 18 Months |
Not offered at this time |
|
|
2 Year
|
2.77% |
2.81% |
| *APY is the Annual Percentage Yield. |
|
There is a minimum balance of
$100.00
on all savings accounts
in order to earn interest.
The Board of Directors review Savings and Loan Rates on a
regular basis. All Saving and Loan Rates are subject to change
without notice.

|