Current Savings Rates

Rates effective as of June 30, 2008

CERTIFICATE SPECIAL
NOMINAL RATE
APY*
Not offered at this time


ACCOUNT TYPE
NOMINAL RATE
APY*
Regular Shares
0.35%
0.35%
Christmas & Vacation Clubs
0.35%
0.35%
IRA Shares
0.35%
0.35%
Share Drafts (No Charge)
Free
Free
*APY is the Annual Percentage Yield.


ACCOUNT TYPE
NOMINAL RATE
APY*
Share Certificates - $500.00 Minimum
6 Months
2.62%
2.65%
1 Year
2.72%
2.75%
18 Months
Not offered at this time
2 Year
2.77%
2.81%
*APY is the Annual Percentage Yield.

There is a minimum balance of $100.00 on all savings accounts in order to earn interest.

The Board of Directors review Savings and Loan Rates on a regular basis. All Saving and Loan Rates are subject to change without notice.